BUILD WEALTH. BUY BACK YOUR TIME.
What if work
were optional?
Understand your investing decisions and feel prepared for the next one. Bring your broker trade history, explore a different choice, and practice what you learn.
NO BROKER CONNECTION. NO ACCOUNT REQUIRED. YOUR TRADES, REAL MARKET HISTORY.
Near or in retirement? Explore PaycheckYour path to independence.
To a $1,511,722 FIRE number.
Make it yours · edit assumptions
Example, not account data. 5% constant return after inflation while saving; your FIRE number lasts 40 years at 4% in retirement, allowing for market ups and downs. Monthly compounding and end-of-month deposits. Excludes taxes and fees. Estimates aren’t guarantees.
A PLAN FOR THE CHAPTER YOU’RE IN
Where does life find you?
Starting from scratch, finding your stride, or getting ready to use what you’ve built—there’s a place to begin.
I want a path to FIRE.
You don’t need all the answers. Start with your spending, savings, and what freedom could look like.
Find my starting point 02 · BUILDING MOMENTUMI’m building toward it.
Make room for career changes, family plans, and a saving rhythm that fits your life today.
Explore life scenarios 03 · APPROACHING RETIREMENTCould I retire soon?
Look beyond your target date. Explore income timing, spending needs, and how a difficult year could change the plan.
Explore retirement readiness 04 · LIVING FROM MY PORTFOLIOLet’s make savings work for life.
Find a monthly rhythm for income and withdrawals, leave room for flexible spending, and check in as life changes.
Try the Paycheck exampleFrom building your savings to living from them.
That transition is often called decumulation. The Paycheck Workspace helps you explore how your accounts, pensions, and benefits could fund everyday life, before and after you retire.
Try a fictional household. No account or broker connection needed. Sign in when you’re ready to save your own plan.LESS GUESSWORK. MORE DIRECTION.
What would you like
to understand?
Start with a question. Try a tool, learn from an example, or take a closer look at the market. These tools are open to everyone.
Put numbers to your plan.
Estimate your independence target, work out take-home pay, or compare debt and property decisions. Change the inputs and see the result.
Explore calculatorsFind the lesson in your story.
Import your broker trade history, replay one trade against real alternatives, and practice a decision before you know how the market turns out.
Explore your investing storyCompare before you choose.
Compare ETFs across returns, drawdowns, and fees. Use the market lab to explore chart patterns and experimental AI analysis.
Compare ETFsWHEN YOU’RE READY TO MAKE IT YOURS
A place to keep your plan.
Save your FIRE assumptions and comparisons. Build a portfolio and manage recurring investments through a connected broker.
INTRODUCING GYM BEAR’S CORNER
Money can be heavy.
You don’t have to lift it alone.
Feeling behind? Nervous about investing? Guilty about the nice coffee? Pull up a bench for letters about everyday money worries, warm advice from Gym Bear, and a small next step you can actually take.
THE FIREFOLIO APPROACH
Build wealth.
Keep your perspective.
Financial independence means having more choice over your time. Start with the life you want, then build a plan that supports it.
Explore life scenarios- 01
Start with your life.
Explore the spending, savings, and investment assumptions behind your FIRE number.
- 02
Make consistency easier.
Set a contribution amount and investing schedule that fit your life today.
- 03
Leave room to change.
Revisit your plan as your priorities evolve. Try different scenarios before changing your investments.
MORE LIFE IN YOUR LONG-TERM PLAN.
What does freedom
look like to you?
Let’s put a number to it Explore the calculator. No account required.